Professional Services

As the premier business bank in California, we are specialized in partnering with those tasked to keep businesses running, and we have a proven record of serving as a trusted partner for Law Firms and Bar Association management teams, Accounting Firms and other professional services. Our relationship-centered, entrepreneurial culture means we are prepared to meet your needs with a full suite of solutions and highly responsive, tailored service.

Delivering Services and Solutions to Exceed Your Needs

Billing, Collections, and Disbursements

Pillars of a robust Cash Management service include: accelerating collections, taking trade discounts, leveraging electronic payment platforms, using card payment solutions, accepting digital check deposits, and providing online access from multiple platforms. Our Treasury Management professionals are expert at timely set-up and implementation as well as on-going, dedicated, on-site local support.

Working Capital Balances

Idle working capital balances should be used to offset banking fees to the greatest extent possible. Our clients benefit from a highly competitive earnings credit rate (ECR) and attractively priced cash management services.

Money Market Instruments

Excess balances in either money market demand accounts, short duration certificates of deposit or similar instruments are prudent places to park excess, idle funds with preferred rates of interest.

Specialized Accounts

We simplify the opening and transfer process for various types of specialty client accounts including escrows, settlement accounts, estates, IOLTAs, and other client funds.

Cash Flow Cycles

A line of credit to manage gaps in collections and distributions is important. Equally as important is how it is structured and monitored. Our bankers work collaboratively with clients to establish custom financing solutions based on your business.

Perpetuation

Admitting or retiring owners exemplifies the life cycle of a professional services firm. Bank financing can augment internal loans/advances to facilitate a transaction.

Leasehold Improvements

Expansion or re-modeling of new or existing space will not be off-set completely by landlord allowances. Bank financing, which mirrors the term of a lease, is a smart way to bridge the gap. Also, we routinely issue letters of credit needed to support an underlying lease.

Acquisitions

Making a strategic acquisition of either a group or entire firm often requires a capital infusion. Using leverage to facilitate an acquisition should be discussed and considered as part of a capital planning process.

Note: All loans/lines of credit are subject to credit approval. Terms and conditions apply.